New Build Mortgages
Navigating strict developer deadlines and specialist incentives with rapid, expert mortgage execution.
Purchasing a brand-new home is an incredible opportunity, but it comes with a unique set of administrative challenges and rigid timelines. Unlike standard property purchases, developers typically enforce strict reservation periods—frequently demanding an exchange of contracts within 28 days. Meeting these deadlines requires a highly synchronized, flawless mortgage application process where there is simply no room for delay.
Our specialist new build mortgage advisers are here to look after the entire journey for you. The modern new-build market is highly dynamic, featuring ever-changing developer incentives, green mortgage discounts, and specialized lending criteria. We keep our fingers on the pulse of every available option, moving rapidly to structure and submit your application accurately from day one. We handle the entire process seamlessly through to completion, ensuring your financing is fully secured well within your builder's required timescales.
Meeting 28-Day Exchange Deadlines
We prioritize and accelerate your application from the moment you reserve your property, keeping processing speeds incredibly sharp to meet the strict exchange deadlines required by modern homebuilders.
Complex Incentive & Scheme Management
From handling specialized builder incentives and cashbacks to navigating custom developer schemes, we ensure all complex financial moving parts are correctly integrated into your application.
Extended Offer Validity Coordination
Because new-build construction timelines can sometimes face unexpected structural delays, we align you with lenders offering extended offer validities to protect your rate if completion is pushed back.
Securing a new-build property requires a broker who can match the rapid operational pace of national homebuilders. We pledge to eliminate the stress of tight deadlines by managing all associated paperwork flawlessly, preventing the costly delays that could put your home reservation at risk. By acting as a proactive bridge between you, the lender, and the developer, we ensure a smooth, worry-free path right up to the day you step into your brand-new property.
LENDERS WORKED WITH
150+
CLIENT SATISFACTION
98%
YEARS EXPERIENCE
16+
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Most Buy-to-let mortgages are not regulated by the Financial Conduct Authority.
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country that may have access to it.
TSK Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345.
Approved by The Openwork Partnership on 24/03/202