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Remortgages & Rate Switching

Securing your financial stability with proactive market analysis and tailored rate locking.
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TSK Mortgages Ltd will be what is known as the ‘controller’ of the personal data you provide for us. We only collect basic personal data about you which does not include any special types of information or location-based information.


Why do you need my data and what will it be used for?

We need to know your basic personal data so we can contact you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.


Who is my data shared with?

Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.


How long do you keep my data for?

We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing your data. To do this, please contact info@tskmortgages.co.uk


What are my rights?

You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise concernrelated to how we have handled your personal data, you can contact us to have the matter investigated at info@tskmortgages.co.uk 

If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk

Navigating the end of a fixed or discounted-rate mortgage can feel uncertain in a shifting economic landscape. Because the lending market fluctuates constantly, knowing when and how to secure your next rate is critical to protecting your monthly income. Fortunately, you don't have to wait until your current deal expires to take action; the remortgage process can commence as early as six to seven months before your initial benefit period ends.

We support clients when their current mortgage deal is coming to an end, helping them review the options available based on their individual circumstances and objectives. This may include considering a product transfer with their existing lender or exploring alternative mortgage products from other lenders. We provide clear information and guidance throughout the process, helping clients make informed decisions about their mortgage arrangements.

Product Transfers vs. Remortgages

We compare your existing lender’s retention deals against the wider market to determine if switching to a new provider saves you more money overall.

Capital Raising & Restructuring

If you are looking to fund home improvements or consolidate debts, we can evaluate options to release equity from your property safely and efficiently.

Strategic Rate Locking

We help clients review their remortgage options ahead of their current deal expiring. Where available, some lenders may allow applications to be submitted several months in advance, providing greater certainty while retaining flexibility, subject to product terms and lender criteria.

A remortgage provides an opportunity to review your current mortgage arrangements and consider whether an alternative product may better suit your current circumstances and objectives. We have access to a broad range of lenders and mortgage products, allowing us to assess the overall cost and features of available options, including interest rates, fees, incentives, and product terms. We take the time to explain the options available, helping you make an informed decision about your next mortgage product.

LENDERS WORKED WITH

150+

CLIENT SATISFACTION

98%

YEARS EXPERIENCE

16+

YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

 

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country that may have access to it.

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TSK Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

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