top of page

Self-Employed & Director Mortgages

Maximising your true borrowing potential through strategic corporate income analysis.
Book a Free Consultation
self employed mortgages

Contact us

Services Interested in?

TSK Mortgages Ltd will be what is known as the ‘controller’ of the personal data you provide for us. We only collect basic personal data about you which does not include any special types of information or location-based information.


Why do you need my data and what will it be used for?

We need to know your basic personal data so we can contact you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.


Who is my data shared with?

Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.


How long do you keep my data for?

We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing your data. To do this, please contact info@tskmortgages.co.uk


What are my rights?

You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise concernrelated to how we have handled your personal data, you can contact us to have the matter investigated at info@tskmortgages.co.uk 

If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk

Securing a mortgage when you are self-employed, a sole trader, or a limited company director can involve additional considerations, as lenders may assess income and affordability in different ways. Some considering recent trading figures and others taking a broader view of income received over a number of years, subject to their lending criteria. We work with a range of lenders and take the time to understand your business structure, income arrangements, and financial circumstances, helping you explore mortgage options from a range of lenders and identify those whose criteria may be suitable for your individual situation.

We provide guidance throughout the application process and help ensure lenders receive a clear and accurate picture of your financial circumstances.

Retained Profit Utilisation

Because lender criteria differ significantly, understanding how your income and company finances may be assessed is an important part of identifying suitable mortgage options.

Flexible Account History

We support self-employed applicants and business owners by exploring mortgage options from a range of lenders, including those that may consider applicants with a shorter trading history, subject to their lending criteria.

Strategic Structure Assessment

Our advisers will discuss your company's structure and your borrowing requirements. We will assess your circumstances and recommend a suitable mortgage from the lenders available to us, taking into account the criteria used by different lenders.

Running your own business requires commitment, and obtaining a mortgage can involve additional considerations where income structures are more complex. We take the time to understand your individual circumstances and, where appropriate, may liaise with your accountant to obtain a clear and accurate understanding of your financial position. By presenting relevant information to lenders and considering a range of available mortgage options, we help clients explore solutions that align with their needs and objectives.

LENDERS WORKED WITH

150+

CLIENT SATISFACTION

98%

YEARS EXPERIENCE

16+

YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

​

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

 

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country that may have access to it.

​

TSK Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

bottom of page